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Unfiled Tax Returns in Brandon, FL
Haven't filed in a while? We'll get you caught up and back in good standing.
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Rubio Tax Services, LLC prepares tax returns and explains your options. We are not Enrolled Agents, CPAs or attorneys and do not represent clients before the IRS. Representation in audits, collections, appeals and negotiations requires one of those credentials, and we'll help you find a qualified professional. Every situation is different, and no outcome can be guaranteed.
The Short Answer
With your written permission we get your income records from the IRS, so missing W-2s and 1099s aren't a problem. Then we prepare and file every year that's needed and explain your options for any balance, or claim your refund.
Request a Free ConsultationUnfiled Tax Returns at a Glance
| Years usually needed | The IRS generally expects the last 6 years of returns |
|---|---|
| Late-filing penalty | 5% of the unpaid tax for each month late, up to 25% |
| If you don't file | The IRS can file a substitute return for you, without your deductions or credits |
| Refunds on old years | Generally lost if not claimed within 3 years of the original due date |
Sources: IRS.gov: Filing past due returns · IRS.gov: Failure-to-file penalty. Rules change; we confirm what applies to you.
Unfiled Tax Returns, Explained
If you have missing tax returns, the IRS may file a substitute return for you that leaves out deductions and credits. With your authorization we get your IRS records to see what's missing, prepare the returns and file them. Then we explain your options for any balance due. Depending on the situation and the filing platform, we can go back up to 7 years.
How We Handle Unfiled Tax Returns
Filing past-due returns stops the IRS from estimating your tax, may lower penalties and opens the door to payment plans and other options that require you to be current on filing.
What's included
- IRS wage and income transcripts
- Identification of every missing year
- Preparation and filing of past-due returns
- Your own returns filed to replace IRS substitute returns
- An explanation of options for any balance due
Documents to Have Ready
Having these on hand makes the first meeting faster. Missing something? Bring what you have and we'll help track down the rest.
- Any IRS letters or notices, especially about missing returns
- W-2s and 1099s you still have (we can request the rest)
- Your last return that was filed, if any
- Records of business income and expenses for the missing years
- Information on dependents for each year
- Photo ID and Social Security number
What Working With Us Looks Like
No Judgment
Falling behind happens. We focus on fixing it.
A Catch-Up Plan
We prioritize the years that matter most.
Current and Compliant
Once caught up, we help you stay that way.
Who This Service Is For
Individuals with IRS Debt
Taxpayers facing back taxes, penalties, liens, levies or garnished wages.
Non-Filers
People who have fallen behind on filing and want to get caught up the right way.
Companies & Employers
Businesses facing payroll tax issues, notices or audits.
Your Questions, Answered
Quick answers about unfiled tax returns.
How many years of returns do I need to file?
The IRS generally expects the last six years to be filed to be in good standing, but every case is different.
What if I don't have my W-2s or 1099s?
With your written authorization we can get your wage and income transcripts from the IRS.
Will I owe penalties?
Possibly, but filing now limits them, and penalty relief may be available.
Can I go to jail for not filing?
Criminal cases are rare and usually involve deliberate fraud. For most people, filing voluntarily before the IRS acts is the best way to keep it a civil matter.
What if I'm owed refunds for some years?
File as soon as possible. Refunds are generally lost after three years, so older refunds may no longer be available, but recent ones can be.
Can the IRS's substitute return be replaced?
Yes. Filing your own return with your real deductions and credits usually lowers the amount the IRS calculated.
Tax & Accounting Help Under One Roof
Our Commitment to You
What every Rubio Tax Services client can count on, whatever service you need.
Every Credit Counted
We review your situation line by line so no legitimate credit or deduction gets left behind.
Hours Back in Your Week
You hand off the forms, follow-ups and filing, and get back to your family or your business.
Records That Hold Up
We keep your paperwork organized and documented, so you're prepared if questions ever come up.
One-on-One Attention
You deal with people who know your file, not a call center or a different preparer every year.
Help Beyond April
Notices, life changes and business decisions happen all year. So does our support.
Straight Talk
No jargon and no runaround. You get a clear explanation and an honest recommendation.
Related IRS Problems
When the IRS starts sending letters, quick action matters. We review your records, prepare the returns you need and explain your options in plain English.
IRS Debt Help
Find out exactly what you owe, get your returns filed and understand every option.
Details →IRS Audit Help
Understand your audit letter, get your records in order and know your options.
Details →IRS Letters & Notices
Find out what your IRS notice means, what it's asking for and when it's due.
Details →Back Taxes Owed
Know every balance you owe, get your filings current and understand your payment options.
Details →Tax Liens
Understand a federal tax lien, what it affects and how liens are removed.
Details →Tax Levies
Understand an IRS levy, the deadlines that matter and the ways levies are released.
Details →Request a Consultation
Share a few details and a member of our team will reach out to set up a time to talk.
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Let's Look at Your IRS Situation Together
Tell us where things stand today. We'll review your situation and explain the next steps for your unfiled tax returns.
Call toll free 1 (877) 277-6266, message us on WhatsApp at (813) 650-4320, or email Taxes@RubioTaxServicesLLC.com.
