Home / IRS Problems / Back Taxes Owed
Back Taxes Owed in Brandon, FL
Know every balance you owe, get your filings current and understand your payment options.
Talk to Our Team
Leave your details and a short note about your back taxes owed question. We'll get back to you shortly.
Loading form…
Rubio Tax Services, LLC prepares tax returns and explains your options. We are not Enrolled Agents, CPAs or attorneys and do not represent clients before the IRS. Representation in audits, collections, appeals and negotiations requires one of those credentials, and we'll help you find a qualified professional. Every situation is different, and no outcome can be guaranteed.
The Short Answer
With your written permission we get your IRS transcripts and confirm exactly what you owe, year by year. Then we explain every option, from payment plans to penalty relief, so you can choose the one your budget can actually handle.
Request a Free ConsultationBack Taxes Owed at a Glance
| How long the IRS can collect | Generally 10 years from the date the tax was assessed |
|---|---|
| Late-payment penalty | 0.5% of the unpaid tax for each month, up to 25% |
| Interest | Keeps adding up on the unpaid balance until it's paid |
| Short-term payment plan | Pay the full balance within 180 days |
| Long-term plan online | Individuals who owe $50,000 or less in tax, penalties and interest, with all required returns filed |
Sources: IRS.gov: Payment plans · IRS.gov: Failure-to-pay penalty. Rules change; we confirm what applies to you.
Back Taxes Owed, Explained
Back taxes are balances left unpaid from earlier years, often growing with penalties and interest. With your authorization we get your IRS transcripts, confirm the amounts for every year and prepare any missing returns. Then we walk you through the ways to pay, including the payment plans many people can apply for themselves on IRS.gov.
How We Handle Back Taxes Owed
Addressing back taxes stops the balance from snowballing and lowers the risk of liens, levies and garnishments. You get a clear picture and a plan instead of a pile of letters.
What's included
- IRS account transcripts for every year owed
- Verification of balances, penalties and interest
- Preparation of any missing returns
- A walkthrough of payment plan options
- Help finding an Enrolled Agent, CPA or attorney if you need representation
Documents to Have Ready
Having these on hand makes the first meeting faster. Missing something? Bring what you have and we'll help track down the rest.
- Every IRS notice or letter you've received, even old ones
- Copies of the returns for the years in question, if you have them
- Records of any payments already made to the IRS
- Recent pay stubs or proof of other income
- A list of your monthly household expenses
- Recent bank statements
What Working With Us Looks Like
Every Year Accounted For
We find all open balances, not just the latest letter.
Filings Current
Missing returns prepared, which most IRS options require.
A Realistic Plan
Options matched to what you can actually pay.
Who This Service Is For
Individuals with IRS Debt
Taxpayers facing back taxes, penalties, liens, levies or garnished wages.
Non-Filers
People who have fallen behind on filing and want to get caught up the right way.
Companies & Employers
Businesses facing payroll tax issues, notices or audits.
Your Questions, Answered
Quick answers about back taxes owed.
How do I find out how much I owe the IRS?
With your written authorization we can get your IRS account transcripts, which show balances, penalties and payments for each year.
Do back taxes ever go away?
The IRS generally has 10 years to collect after a tax is assessed, but many events can extend that period. We'll review your dates.
Can I set up a payment plan?
Most taxpayers can, and many can apply on their own online at IRS.gov. We'll explain the options and make sure your returns are filed first, which the IRS requires.
Will the IRS take my paycheck or bank account?
It can after a series of notices, which is why acting early matters. Once a resolution is in place or being worked out, collection action is often paused.
Can penalties be removed?
Sometimes. First-time penalty relief or a showing of reasonable cause can reduce penalties. We'll explain whether you may qualify and how relief is requested.
I can't pay anything right now. Is there still an option?
There are options for that too, including a temporary hardship status. We'll look at your income and expenses to see what fits.
Tax & Accounting Help Under One Roof
Our Commitment to You
What every Rubio Tax Services client can count on, whatever service you need.
Every Credit Counted
We review your situation line by line so no legitimate credit or deduction gets left behind.
Hours Back in Your Week
You hand off the forms, follow-ups and filing, and get back to your family or your business.
Records That Hold Up
We keep your paperwork organized and documented, so you're prepared if questions ever come up.
One-on-One Attention
You deal with people who know your file, not a call center or a different preparer every year.
Help Beyond April
Notices, life changes and business decisions happen all year. So does our support.
Straight Talk
No jargon and no runaround. You get a clear explanation and an honest recommendation.
Related IRS Problems
When the IRS starts sending letters, quick action matters. We review your records, prepare the returns you need and explain your options in plain English.
IRS Debt Help
Find out exactly what you owe, get your returns filed and understand every option.
Details →IRS Audit Help
Understand your audit letter, get your records in order and know your options.
Details →IRS Letters & Notices
Find out what your IRS notice means, what it's asking for and when it's due.
Details →Tax Liens
Understand a federal tax lien, what it affects and how liens are removed.
Details →Tax Levies
Understand an IRS levy, the deadlines that matter and the ways levies are released.
Details →Tax Seizures
Understand IRS seizure notices and the steps that can protect your property.
Details →Request a Consultation
Share a few details and a member of our team will reach out to set up a time to talk.
Loading form…
Let's Look at Your IRS Situation Together
Tell us where things stand today. We'll review your situation and explain the next steps for your back taxes owed.
Call toll free 1 (877) 277-6266, message us on WhatsApp at (813) 650-4320, or email Taxes@RubioTaxServicesLLC.com.
